Files
OpenFin/backend/services/portfolio_scenarios.py
OpenSquared 3704724b0b feat: risk
2026-07-26 14:10:49 +02:00

230 lines
11 KiB
Python

"""
Portfolio scenario-exposure — answers "if macro scenario X happens, how does my ACTUAL
book of open positions react, and how many of my positions are really the same bet wearing
different tickers?" Distinct from two pre-existing, coarser tools:
- services.data_fetcher.score_macro_scenarios(): the GLOBAL 8-scenario macro regime,
qualitative asset-class bias only (bullish/bearish/neutral), used for the top-level
regime badge — not calibrated to numeric spot shocks and has no gold-bearish or
forex-directional case, so it can't tell two option positions apart.
- services.database.get_risk_dashboard()/get_risk_clusters(): buckets capital by
asset_class and by a geopolitical-trigger keyword match — blind to whether a position
is long or short its underlying, so a bullish and a bearish position on the same
ticker land in the same bucket.
This module instead reprices each position's REAL legs (same Saxo-first pricing as
services.portfolio_pricing, used by mark-to-market and the payoff chart) under a small set
of named spot/vol shocks, so positions on different tickers that both profit from the same
shock get flagged as the SAME risk bet — e.g. a short S&P call spread, a long gold put
spread and a short crude call spread can all really be "one Risk-Off bet, three times."
"""
from typing import Any, Dict, List, Optional, Tuple
SCENARIOS: List[Dict[str, str]] = [
{"key": "risk_off", "label": "Risk-Off / Ralentissement"},
{"key": "risk_on", "label": "Reprise économique / Risk-On"},
{"key": "inflation_persistante", "label": "Inflation persistante"},
{"key": "dollar_fort", "label": "Dollar fort"},
{"key": "commodities_baisse", "label": "Baisse des matières premières"},
]
# asset_class -> scenario_key -> (spot_shock_pct, vol_shock_abs added to the leg's resolved sigma)
_DIMENSION_SHOCKS: Dict[str, Dict[str, Tuple[float, float]]] = {
"indices": {
"risk_off": (-0.08, 0.06), "risk_on": (0.07, -0.03), "inflation_persistante": (-0.05, 0.04),
"dollar_fort": (-0.02, 0.01), "commodities_baisse": (0.01, -0.01),
},
"equities": {
"risk_off": (-0.08, 0.06), "risk_on": (0.07, -0.03), "inflation_persistante": (-0.05, 0.04),
"dollar_fort": (-0.02, 0.01), "commodities_baisse": (0.01, -0.01),
},
"energy": {
"risk_off": (-0.10, 0.08), "risk_on": (0.08, -0.04), "inflation_persistante": (0.10, 0.05),
"dollar_fort": (-0.05, 0.02), "commodities_baisse": (-0.12, 0.03),
},
"metals": {
"risk_off": (0.05, 0.03), "risk_on": (-0.04, -0.02), "inflation_persistante": (0.08, 0.04),
"dollar_fort": (-0.06, 0.02), "commodities_baisse": (-0.08, 0.02),
},
"agriculture": {
"risk_off": (-0.03, 0.03), "risk_on": (0.03, -0.02), "inflation_persistante": (0.09, 0.04),
"dollar_fort": (-0.04, 0.01), "commodities_baisse": (-0.10, 0.03),
},
"forex": {
# Expressed as "USD strength" moves — sign is flipped per-pair by _fx_dollar_sign()
# depending on whether USD is the base or quote currency.
"risk_off": (0.03, 0.03), "risk_on": (-0.03, -0.02), "inflation_persistante": (-0.02, 0.03),
"dollar_fort": (0.05, 0.01), "commodities_baisse": (0.01, -0.01),
},
"rates": {
"risk_off": (0.04, 0.02), "risk_on": (-0.03, -0.01), "inflation_persistante": (-0.06, 0.03),
"dollar_fort": (0.01, 0.01), "commodities_baisse": (0.01, -0.01),
},
}
def _fx_dollar_sign(ticker: str) -> int:
"""+1 if USD is the base currency (pair rises when USD strengthens, e.g. USDJPY),
-1 if USD is the quote currency (pair falls when USD strengthens, e.g. EURUSD),
0 for a non-USD cross where the "dollar strength" dimension doesn't clearly apply."""
t = (ticker or "").upper().replace("=X", "").replace("/", "")
if t.startswith("USD"):
return 1
if t.endswith("USD"):
return -1
return 0
def _reprice_position(pos: Dict[str, Any], spot_shock_pct: float, vol_shock_abs: float) -> Optional[float]:
"""Real Black-Scholes reprice of this position's legs at a shocked spot/vol, mirroring
services.portfolio_pricing.compute_payoff's methodology but at ONE target spot instead
of a curve (no time decay applied — a "if this happened right now" snapshot). Returns
estimated P&L in currency units, or None if the position has no legs to price."""
from datetime import date, datetime
from services.portfolio_pricing import resolve_saxo_chain, price_leg
from services.options_pricer import black_scholes
from services.data_fetcher import get_quote, compute_historical_iv
underlying = pos["underlying"]
legs = pos.get("legs", [])
if not legs:
return None
expiry_date = pos.get("expiry_date") or ""
if expiry_date:
try:
exp = datetime.strptime(expiry_date[:10], "%Y-%m-%d").date()
days_remaining = max(0, (exp - date.today()).days)
except ValueError:
days_remaining = 0
else:
entry = datetime.strptime(pos["entry_date"][:10], "%Y-%m-%d").date()
days_remaining = max(0, pos.get("expiry_days", 90) - (date.today() - entry).days)
r = 0.05
chain, surface = resolve_saxo_chain(underlying, target_days=max(days_remaining, 1))
fallback_spot = pos.get("entry_underlying_price") or 100.0
fallback_sigma = 0.20
if chain is None:
q = get_quote(underlying)
fallback_spot = (q.get("price") if q else None) or fallback_spot
fallback_sigma = compute_historical_iv(underlying)
S = chain["spot"] if chain else fallback_spot
S_shocked = S * (1 + spot_shock_pct)
T_remaining = days_remaining / 365
pnl = -pos.get("ib_fees_entry", 0)
for leg in legs:
K = leg.get("strike") or S
opt_type = leg.get("option_type", "call")
qty = leg.get("quantity", 1)
sign = 1 if leg.get("position", "long") == "long" else -1
priced_now = price_leg(K, opt_type, days_remaining, r, chain, surface, expiry_date, fallback_spot, fallback_sigma)
entry_premium = leg.get("premium_paid")
if entry_premium is None:
entry_premium = priced_now["price"]
sigma = max(0.01, priced_now["sigma"] + vol_shock_abs)
if T_remaining > 0:
shocked_price = black_scholes(S_shocked, K, T_remaining, r, sigma, opt_type)["price"]
else:
shocked_price = max(0.0, S_shocked - K) if opt_type == "call" else max(0.0, K - S_shocked)
pnl += sign * qty * 100 * (shocked_price - entry_premium)
return pnl
def compute_scenario_exposure() -> Dict[str, Any]:
"""Reprices every open position under each named scenario, then aggregates two views:
- `scenarios`: per-scenario portfolio-wide estimated P&L (the "sensitivity matrix").
- `concentration`: for each position, the scenario that would benefit it MOST, then
the capital-weighted % of the portfolio sharing that same dominant scenario (the
"X% of your book is really one bet" bars) — the whole point being to surface when
several differently-named positions are actually the same directional wager.
"""
from services.database import get_positions
positions = get_positions("open")
if not positions:
return {"positions": 0, "total_capital": 0, "scenarios": [], "concentration": [],
"dominant_scenario": None, "unpriced": [], "warning": None}
priced: List[Dict[str, Any]] = []
unpriced: List[Dict[str, Any]] = []
for pos in positions:
ac = (pos.get("asset_class") or "indices").lower()
dims = _DIMENSION_SHOCKS.get(ac, _DIMENSION_SHOCKS["indices"])
fx_sign = _fx_dollar_sign(pos["underlying"]) if ac == "forex" else 1
scenario_pnl: Dict[str, Optional[float]] = {}
for scen in SCENARIOS:
key = scen["key"]
spot_shock, vol_shock = dims.get(key, (0.0, 0.0))
if ac == "forex":
spot_shock = spot_shock * fx_sign
scenario_pnl[key] = _reprice_position(pos, spot_shock, vol_shock)
if all(v is None for v in scenario_pnl.values()):
unpriced.append({"id": pos["id"], "title": pos.get("title", pos["underlying"])})
continue
priced.append({
"id": pos["id"], "title": pos.get("title", pos["underlying"]),
"underlying": pos["underlying"], "asset_class": ac,
"capital_invested": max(pos.get("capital_invested") or 0, 0),
"scenario_pnl": scenario_pnl,
})
if not priced:
return {"positions": len(positions), "total_capital": 0, "scenarios": [], "concentration": [],
"dominant_scenario": None, "unpriced": unpriced, "warning": None}
total_capital = sum(p["capital_invested"] for p in priced) or 1.0
scenario_results = []
for scen in SCENARIOS:
key = scen["key"]
total_pnl = sum(p["scenario_pnl"].get(key) or 0 for p in priced)
scenario_results.append({
"key": key, "label": scen["label"],
"portfolio_pnl": round(total_pnl, 2),
"portfolio_pnl_pct": round(total_pnl / total_capital * 100, 2),
"positions": [
{
"id": p["id"], "title": p["title"],
"pnl": round(p["scenario_pnl"].get(key) or 0, 2),
"pnl_pct": round((p["scenario_pnl"].get(key) or 0) / max(p["capital_invested"], 1) * 100, 1),
}
for p in priced
],
})
scenario_results.sort(key=lambda s: -abs(s["portfolio_pnl_pct"]))
# Concentration: which scenario is each position's single most favorable outcome?
weight_by_scenario: Dict[str, float] = {s["key"]: 0.0 for s in SCENARIOS}
for p in priced:
best_key = max(p["scenario_pnl"], key=lambda k: (p["scenario_pnl"].get(k) if p["scenario_pnl"].get(k) is not None else float("-inf")))
weight_by_scenario[best_key] = weight_by_scenario.get(best_key, 0.0) + p["capital_invested"]
concentration = [
{"key": key, "label": next(s["label"] for s in SCENARIOS if s["key"] == key),
"pct_of_portfolio": round(w / total_capital * 100, 1)}
for key, w in weight_by_scenario.items() if w > 0
]
concentration.sort(key=lambda c: -c["pct_of_portfolio"])
dominant_scenario = concentration[0] if concentration else None
warning = None
if dominant_scenario and dominant_scenario["pct_of_portfolio"] >= 60 and len(priced) >= 3:
warning = (
f"{dominant_scenario['pct_of_portfolio']:.0f}% du portefeuille gagne surtout dans le même "
f"scénario ({dominant_scenario['label']}) — vos {len(priced)} positions ne sont pas aussi "
f"diversifiées qu'il n'y paraît, c'est en grande partie un seul pari macro répété."
)
return {
"positions": len(priced),
"total_capital": round(total_capital, 2),
"scenarios": scenario_results,
"concentration": concentration,
"dominant_scenario": dominant_scenario,
"unpriced": unpriced,
"warning": warning,
}